Mr. Karlik, along with CREATIVE Financial Group, utilize a unique and proven form of joint teamwork, in which as part of a team, Mr. Karlik offers a combined experience of over 50 years in the financial services industry. Through accessibility and concepts, Mr. Karlik and his team give you the quality of service that will help provide financial security for you and your family.

Mr. Karlik is known by his clients for his knowledge, guidance, service as well as compassion.  He will guide you through the  process of creating a financial strategy and help ensure that it is properly implemented and maintained.  Mr. Karlik is a graduate from Rutgers, the state University of New Jersey and a Leaders Conference qualifier in 2015 earning top financial associate for young advisors in his firm, Creative Financial Strategies.

Mr. Karlik, along with CREATIVE Financial Group, is dedicated to providing you with complete financial solutions, specifically focused on individuals, families and business owners to help achieve financial security and freedom. Our team approach provides you with complete  financial resources, and we will create an integrated and customized  solution to successfully fulfill all your financial goals and objectives.

You benefit from the commitment, experience and personal  focus of our team, combined with the financial strength, stability and industry leading solutions provided by Massachusetts Mutual Life Insurance Company (MassMutual) for over 167 years.  MassMutual has a long history of making innovative contributions and building programs that help strengthen our communities.